For Business Analytics
Empowering our customers through intelligent information management and process optimization
• As a leading consulting firm for Business Analytics we empower our customers through intelligent information management and process optimization
• Sustainable succes
• Commitments and flexibility through motivated and highly trained employees
• Social responsibility towards our employees and their families through fairness, tolerance and equal opportunities
• Transparency and independence through weekly and other information events.
• Company participation by the employee possible
• Team spirit and the CubeServe spirit are actively cultivated through our strengths, the togetherness and mutual help are cultivated by the flat hierarchies guaranteed
CubeServ located in Rapperswil
Consulting means for us to develop ourselves every day and to have an intensive exchange with our colleagues and our customers.
That is why it is important for us to speak the language of our clients (to speak German). We mainly advise our clients on site (our clients are mainly located in the German speaking part of Switzerland: Zurich, Bern, Basel, Sankt Gallen).
In order to develop together, we maintain an intensive exchange with our colleagues. Normally we are in our office in Rapperswil on Friday.
Rapperswil is very beautiful, especially the old town and the lake:
What do you want to achieve next? Life around us is changing so fast: new opportunities arise, new risks threaten us.
That’s why we offer each consultant a budget of 35 days of training. There are many ways to learn new things. Colleagues offer their knowledge to colleagues on Fridays, SAP offers various ways to learn new technologies or organizations like PMI (project management), OpenGroup (enterprise architecture) etc. can be used. It is important to us that it leads to a result (a certification, a blog, a prototype, a demo ..).
The CubeServ Group consists of four companies in Germany, Austria, Croatia and Switzerland. Twice a year we each meet for a joint training workshop for two days. In addition to new knowledge, the focus here is on the exchange and personal acquaintance of colleagues.
First days by CubeServ
We want to strengthen our team and are looking for six new colleagues for June 01 to start together as a team at CubeServ. Two can be juniors, we are looking for at least four SAP – Senior Analytics – Consultant.
In the first three months we want to bring German skills up to speed if needed, if there is no current certification for the current Analytics releases, we want to achieve it together. Once the basics are in place, we will build an integrated demo with S/4HANA in SAP Analytics Cloud and SAP Data Warehouse Cloud. In this way, we can convince customers of the new technologies.
Currently, the demand for analytics consulting is very high if the skills match the expectations.
We are very confident to integrate the new colleagues in a short time on exciting projects.
Living in Switzerland
Living in Switzerland
Social security and pensions
Income and wealth pensions
Other federal taxes
Moving to a new Country is a significant decision. There are many aspects that must be considered, from cost – effective tax planning to selecting the right school for accompanying children. This publication gives practical guidance on some of the issues faced by individuals relocating to Switzerland.
Even though Switzerland is a small country, its people speak no less than four different languages: German, French, Italian, and Rhaeto – Romanic
The German speaking Swiss speak a different form of German than the Germans or the Austrians, called “Swiss – German” or “Schweizerdeutsch”.
To make it more complicated, each canton has its own dialect and there is no written Swiss – German at all. Fortunately, the Germans, Austrians, and Swiss – Germans use the same written German language, which is close to the so – called “high German”, the standard for the German languages.
CubeServ offers its services almost exclusively in the German -bspeaking part of Switzerland. It is important for our customers to be able to communicate in German. Due to the diverse cultures, beginner’s mistakes are forgiven when they realize that you are making an effort and learning the language.
Many companies in Switzerland operate internationally, so workshops and documents are often required in English.
The Swiss housing market is difficult in certain locations given the limited supply of housing.
Prices for the purchase and rental of property remain relatively high, especially in urban areas.
By subscribing to various dedicated websites, vacancies can be found, but information may be limited as properties are not always advertised on the internet due to the short vacant period between renters.
Acting quickly is highly recommendable as properties are usually rented in a short amount of time.
The purchase of property can take time and will also affect an individual’s tax situation (see our separate section on the tax issues related to real estate). The advice of a qualified real estate professional should be sought when purchasing a property in Switzerland, as they can explain the various fees that will be due upon purchase, including transfer taxes, notary fees, and land register fees (approximately 6 – 7% of the purchase price should be budgeted for these fees). The Bilateral Agreement on the Free Movement of Persons provides that, effective 1 June 2002, an EU/EFTA national holding a residence permit and resident in Switzerland enjoys the same rights as Swiss citizens with regard to the purchase of real estate. In addition, C permit holders, regardless of nationality, have the same rights as Swiss citizens to purchase real estate. Those individuals can acquire real estate in Switzerland such as a principal residence or a second home, a holiday home, land to build on, or an investment in a property.
Social security and pensions
Swiss social security contributions are mandatory for residents of Switzerland (except for minors), unless covered by a valid exemption through continued membership in the home country’s system. In this case a Certificate of Coverage must be obtained from the authorities in the home country through the home country employer. The Swiss social security system is based on a three – pillar system as follows:
• Pillar I (state pension): The first pillar consists of old age and survivor’s insurance, as well as invalidity insurance and a pension intended to cover the employee’s basic living costs upon retirement. Pillar I contributions are mandatory for both salaried employees and self employed individuals.
• Pillar II (occupational pension scheme): The second pillar includes the same benefits as Pillar I and, together with Pillar I, should amount to at least 60% of the beneficiary’s last income and allow pensioners to maintain the standard of living to which they are accustomed. Pillar II contributions are mandatory for salaried workers only.
• Pillar III (private pension scheme): The third pillar represents an additional savings plan for individuals to meet their further retirement needs and is optional for all individuals, although it offers tax benefits that may not be available with other forms of savings.
Pensions (Pillar II)
As with Swiss social security (first pillar), affiliation to a pension fund (second pillar) is mandatory for all Swiss employees below retirement age (currently 64 years for women and 65 years for men) and therefore every Swiss employer must establish or join a recognized Swiss pension scheme.
In Switzerland, taxes are levied at three levels: By the federal government, the cantons and the municipalities. The Federal Constitution clearly regulates which taxes the Confederation may levy. The Federal Constitution also regulates which taxes the cantons are not allowed to levy.
In principle, the cantons are free to decide which taxes they want to levy. Each of the 26 cantons has its own tax law and taxes income, assets, inheritances, capital gains, real estate gains and other tax objects differently. The municipalities also levy taxes. However, the cantonal tax laws regulate which taxes they may levy. In many cases, the municipalities levy their taxes in the form of surcharges on the cantonal tax(municipal tax rate) or they receive a portion of the cantonal tax revenue.
The specific tax payment to be expected depends on the chosen place of residence. Tax calculator scan be found at www.homegate.ch, for example. A further good source for all sorts of up to date information and comparisons is www.comparis.ch